Nkata v First Rand Bank Limited and Others (Socio-Economic Rights Institute of South Africa as Amicus Curiae)

Case Number:
CCT73/15
Citations:
[2016] ZACC 12
Citations:
2016 (6) BCLR 794 (CC)
Citations:
2016 (4) SA 257 (CC)
Judge:
Cameron J with Nugent AJ concurring (main judgment)
Judgment Date:
21 April 2016
Synopsis:
National Credit Act 34 of 2005 — section 129(3) — requirements for reinstatement of credit agreement — payment of credit provider’s reasonable costs of enforcement — credit provider unilaterally capitalised the costs in consumer’s bond account without demand of payment and taxation or agreement on reasonableness — costs not due and payable — reinstatement not precluded
Judgment:
Full judgment

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