S.A. Cases Cited :
Concord Insurance Co Ltd v Oelofsen NO 1992 (4) SA 669 (A)
:
Young v Liberty Association 1991 (2) SA 246 (W) 249
:
Nell v Incorporated General Insurance Ltd 1976 (3) SA 776 (W)
:
Mutual and Federal Insurance Co Ltd v Oudtshoorn Municipality 1985 (1) SA 419 (A0